Introducing the HDFC Millennia Credit Card: Your Gateway to Rewards and Savings

Are you looking for a credit card that not only simplifies your financial transactions but also offers a plethora of benefits and rewards tailored to your lifestyle? Look no further than the HDFC Millennia Credit Card! In this post, we’ll delve into the features and annual fees associated with this incredible credit card.

Key Features of HDFC Millennia Credit Card:

  1. Cashback Rewards: With the HDFC Millennia Credit Card, you can enjoy cashback on a wide range of spending categories. Earn 5% cashback on Amazon, Flipkart, Flight & Hotel bookings made through the HDFC Bank Credit Card website, and all other shopping and travel expenses. Additionally, you’ll receive 1% cashback on all other retail transactions.
  2. Milestone Benefits: As you spend and reach certain milestones, you’ll be entitled to even more rewards. Spend INR 1 Lakh in a calendar quarter, and you’ll receive a gift voucher worth INR 1,000. When you reach INR 2 Lakh in spending within the same quarter, you’ll get an additional INR 1,000 voucher.
  3. Fuel Surcharge Waiver: Save more on your fuel expenses with a 1% fuel surcharge waiver on transactions between INR 400 and INR 5,000 at all fuel stations across India.
  4. Contactless Payments: The HDFC Millennia Credit Card comes equipped with contactless payment technology, making your transactions faster, more convenient, and secure.
  5. Interest-Free Period: Enjoy an interest-free period of up to 50 days on all your purchases, giving you more flexibility in managing your finances.
  6. Zero Liability on Lost Card: In case your card is lost or stolen, you won’t be held liable for any fraudulent transactions made on your card after reporting it to HDFC Bank.
  7. Easy EMI Conversion: Convert large purchases into easy EMIs, ensuring you can manage your expenses without any financial strain.

Annual Fee:

The HDFC Millennia Credit Card annual fee is INR 1,000 plus applicable taxes. However, this fee can often be waived off based on your spending. If you spend INR 1 Lakh or more in a year, your annual fee for the subsequent year will be reversed, effectively making the card free of cost.

Eligibility:

To be eligible for the HDFC Millennia Credit Card, you generally need to have a minimum income of INR 5 Lakhs per annum. The exact eligibility criteria may vary, so it’s best to check with HDFC Bank for the most up-to-date requirements.

Conclusion:

The HDFC Millennia Credit Card is a fantastic choice for those looking to maximize their savings and rewards while enjoying the convenience of a credit card. With cashback, milestone benefits, fuel surcharge waivers, and more, it offers a range of features designed to cater to your financial needs. Plus, with the potential to have the annual fee waived, it’s an excellent value proposition. So, why wait? Apply for the HDFC Millennia Credit Card today and unlock a world of financial benefits and rewards!



Location: India

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