The HDFC Bank Money Back Plus Credit Card

 The HDFC Bank MoneyBack Plus Credit Card is a cashback credit card that offers rewards on a variety of spending categories. Here are some of the key features of the card:

  • Rewards:
    • Earn 2 CashPoints per ₹100 spent on fuel, dining, department stores, and online transactions.
    • Earn 5 CashPoints per ₹100 spent on EMI transactions.
    • Get 10,000 bonus CashPoints on spending ₹1 lakh in a year.
  • Welcome Bonus: Get 2,000 CashPoints on joining the card.
  • Milestone Rewards: Get additional CashPoints based on your annual spending:
    • 5,000 CashPoints on spending ₹3 lakhs in a year.
    • 10,000 CashPoints on spending ₹6 lakhs in a year.
  • Other Benefits:
    • 1% fuel surcharge waiver.
    • Complimentary access to domestic airport lounges 2 times per quarter.
    • Up to 4 complimentary movie tickets per year.
    • Up to 15% discount at partner restaurants.
    • Free 1 year gym membership at partner gyms.
    • ₹10 Lakh travel insurance cover.
    • ₹2 Lakh accidental death insurance cover.

The HDFC Bank MoneyBack Plus Credit Card has an annual fee of ₹999 and a joining fee of ₹500.

Here are some things to consider before applying for this card:

  • The rewards rate is not as high as some other cashback cards on the market.
  • There are spending caps on some of the bonus rewards.
  • The annual fee can be offset by the welcome bonus and milestone rewards if you spend enough.

Overall, the HDFC Bank MoneyBack Plus Credit Card is a good option for people who want to earn cashback on a variety of everyday spending categories. However, there are other cards on the market with higher rewards rates and lower fees, so it is important to compare your options before applying.

Location: India

Comments

Post a Comment

Popular posts from this blog

AU Bank Xcite Ultra Credit Card Offers Complimentary Airport Lounge Access

The AU Bank Xcite Ultra Credit Card provides cardholders with complimentary access to domestic airport lounges. Specifically, the card offers: 2 complimentary domestic airport lounge visits per quarter, for a total of 8 free visits per year The free lounge access can be used at selected airports in cities like Kolkata, New Delhi, Jaipur, Ahmedabad, and Agra Add-on cardholders can also avail of the free airport lounge access, within the complimentary visits for the primary cardholder In addition to the airport lounge access, the AU Bank Xcite Ultra Credit Card offers a range of other benefits: Earn up to 12 reward points per ₹100 spent, with higher earn rates for online, international, and select category spends Get 500 bonus reward points for spending ₹5,000 or more within the first 5 days of a month Receive 5,000 bonus reward points for spending ₹2.5 lakhs or more in the previous anniversary year Enjoy complimentary access to railway lounges, with 8 free visits per year Get personal a...
Read more

YES Bank First Preferred Credit Card: Discontinued But Still Worth Understanding

The YES Bank First Preferred Credit Card is no longer available for new applicants as of March 26, 2024. However, if you're an existing cardholder, this article can help you understand the card's features and benefits. Benefits (for Existing Cardholders): Reward Points:  You can earn reward points on your spending, with bonus points offered on specific categories like travel and dining. Annual Fee Waiver:  The annual fee can be waived if you meet the minimum spending requirements within a set period. Fuel Surcharge Waiver:  Enjoy a waiver on fuel surcharge fees at petrol pumps for transactions within a specific range. Movie Discounts:  Get discounts on movie tickets booked through a partner platform. Things to Consider: Discontinued Product:  Since the card is no longer offered, you won't be able to enjoy any new sign-up bonuses or promotions. Review Alternatives:  It's wise to explore other credit card options in the market that might offer better rewards...
Read more

Unparalleled Luxury: Unveiling the HDFC Bank INFINIA Credit Card Metal Edition

Image
  For the discerning spender who craves exclusivity and premium benefits, the HDFC Bank INFINIA Credit Card Metal Edition redefines the credit card experience. Crafted from solid metal, this card is a symbol of status and grants access to a world of unparalleled luxury travel, rewards, and lifestyle privileges. Benefits Befitting the Elite: The HDFC Bank INFINIA Credit Card Metal Edition goes beyond mere plastic. Here's a glimpse into the world of privileges that awaits: Unlimited Airport Lounge Access:  Indulge in pre-flight relaxation at over 1,000 airport lounges worldwide through the Priority Pass program. Global Concierge Services:  A dedicated 24/7 concierge service caters to your every whim, from travel arrangements to securing reservations at exclusive restaurants. Reward Points Galore:  Earn a generous 5 reward points for every Rs. 150 spent, allowing you to redeem them for exciting travel experiences, merchandise, or statement cred...
Read more