AU Bank Altura Credit Card

 


The AU Bank Altura Credit Card is a cashback credit card that offers a range of rewards and benefits tailored to various spending categories, making it an attractive option for individuals seeking a credit card with lucrative features. This credit card provides cashback on retail spending, groceries, utility bill payments, and more, enhancing the overall shopping experience for cardholders. Additionally, it offers complimentary railway lounge access, insurance coverage, and milestone benefits, adding value beyond just cashback rewards.

Key Features and Benefits of AU Bank Altura Credit Card:

  1. Cashback Rewards: The card offers a 5% cashback on retail spending as a welcome benefit, along with 2% cashback on groceries and utility bill payments, making it rewarding for everyday expenses.
  2. Complimentary Lounge Access: Cardholders can enjoy 2 free railway lounge accesses per calendar quarter, enhancing their travel experience with added comfort and convenience.
  3. Annual Fee Waiver: The card has an annual fee of Rs. 199, which can be waived off by spending Rs. 40,000 in a year, incentivizing regular usage and timely payments.
  4. Festive Season Offers: AU Bank provides special offers like a 10% cashback on purchases during specific periods, such as the festive season, allowing cardholders to maximize savings during key shopping periods.
  5. Reward Points: Users earn reward points for every transaction, with the value increasing based on the balance range, providing additional benefits for consistent card usage.

Additional Information:

  • Joining Fee: Rs. 199
  • Annual Percentage Rate: 43.08%
  • Cash Withdrawal Fee: 2.5%
  • Fuel Transaction Surcharge: 1%
  • Foreign Transaction Fee: 3.49%
  • Over Limit Penalty: 2.50%

In conclusion, the AU Bank Altura Credit Card stands out for its cashback rewards, complimentary lounge access, and fee waivers, making it a well-rounded choice for individuals looking to maximize benefits while managing their expenses efficiently. By leveraging its features effectively, cardholders can enjoy a seamless shopping experience, travel perks, and financial savings, making it a valuable addition to their wallet.

Location: India

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