HDFC Doctor's Regalia Credit Card: A Premium Card for Medical Professionals
The HDFC Doctor's Regalia Credit Card is an exclusive offering tailored for doctors, providing a host of luxurious travel and lifestyle benefits. This premium credit card is meticulously designed to complement the unique lifestyle and needs of medical professionals, offering rewards not only on retail spends but also on rent and utility bill payments. With a focus on international travel, the card features a low Foreign Currency Markup fee of 2%, making it ideal for doctors who frequently travel abroad. Cardholders earn 4 Reward Points for every Rs. 150 spent on retail purchases, including rent and utility bills. The annual membership fee for the Doctor's Regalia Credit Card is Rs. 2,500, with the possibility of a renewal fee waiver based on the previous year's spending.
Fees and ChargesThe HDFC Bank Doctor Regalia Credit Card entails a membership fee of Rs. 2,500 plus applicable taxes, with a renewal fee of the same amount that can be waived if the cardholder spends Rs. 3 Lakhs or more in the previous year. The card carries a low Foreign Currency Markup fee of 2% and an interest rate of 3.49% per month, translating to 41.88% annually. Cash advance charges are set at 2.5% or Rs. 500, whichever is higher. This premium credit card offers a range of benefits, including exclusive travel offers, airport lounge access, fuel surcharge waiver, and insurance benefits, making it a compelling choice for doctors seeking a card that aligns with their lifestyle and professional needs.Features and BenefitsThe HDFC Doctor's Regalia Credit Card provides a welcome gift of 2,500 reward points, with ongoing rewards based on card spending that can be redeemed for flight/hotel bookings and a variety of products. Cardholders also enjoy exclusive benefits such as airport lounge access, fuel surcharge waiver, and insurance coverage. The card is part of a unique program that allows for the redemption of reward points against flight and hotel bookings, offering a maximum redemption value of 70% of the booking amount. With features like a lowest foreign currency mark-up, fuel surcharge waiver, and a dedicated travel concierge service, this card caters to the diverse needs of doctors who value convenience, rewards, and premium travel experiences.In conclusion, the HDFC Doctors Credit Card stands out as a top-tier credit card designed to meet the sophisticated needs of medical professionals, offering a blend of exclusive benefits, rewards, and travel privileges that make it a valuable companion for doctors seeking a card that reflects their lifestyle and preferences.
Comments
Post a Comment